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Today,
more and more Chinese consumers change the way they purchase products and
prefer to make payments via smart devices as mobile apps have made purchases
much easier, but security concerns remain, a PwC report said.
Nearly
one-third of respondents in China chose mobile payment when shopping last year,
doubling from 16 percent in 2014, according to the accounting firm's global
retail (零售) survey. The figure appeared much higher than the
world's average of 12 percent.
The
popularity comes as a result of rapid growth of mobile payment options and an
expanding mobile network, the report said.
Chinese
have started to enjoy a wide range of mobile payment options that allow faster,
securer payment through near field communication and QR code. Moreover, more
advances have been seen in biometric technology, such as the use of
fingerprints and facial recognition.
“As
competition becomes fierce, mobile payment players are trying to attract users
through the continuous development of technology and business modes,” said
Yuqing Guo, PwC China's financial service consulting partner.
But
security problems are ring. Data security was still seen as a huge problem,
with leak of user information, payment fad (诈骗) and virus
attacks appearing as the tree biggest challenges for the rapid growing field.
The PwC report said over 60 percent of respondents were worried that their
personal information was not safe.
Chinese
government has introduced a series of policies to strengthen strict supervision
(监督). In the meantime, people should avoid scanning QR
codes from unknown sources and raise awareness of fraudulence.
The
field still has vast space for growth due to technological advances and the
rise of the tech-savvy younger generation, the report said, predicting China's
retail and consumer product industry will post an annual growth rate of 7.5
percent between 2016 and 2020.
(1)
On the basis of this article, more Chinese people favor mobile payment because _______.
A . it ensures the absolute security of purchases
B . it helps them purchase products more conveniently
C . it guarantees faster delivery than cash payment
D . it provides them with various options of items
(2)
To keep their personal information safe, consumers are advised _______.
A . to check the sources before scanning QR codes
B . to cut down the chance of using mobile apps
C . to increase supervision over mobile payment
D . to learn more knowledge about virus attacks
(3)
According to the passage, we can draw a conclusion that _______.
A . China's financial service will face big challenges
B . People will abandon mobile payment because of security problems
C . Mobile payment will enjoy a wide space for development
D . Chinese government will introduce a series of policies to ban payment
(4)
In which section of a newspaper does the passage probably appear?
A . Industries.
B . Education.
C . Companies.
D . Technology.
答案: B
A
C
D